Special Vehicle Loan Campaign from Vakıfbank for Second Hand and New Vehicles!

A special month-delayed car loan campaign from Vakıfbank for second-hand and new vehicles
A special month-delayed car loan campaign from Vakıfbank for second-hand and new vehicles

While banks provided vehicle loan support for people who want to buy a car but do not have enough cash, Vakıfbank was the bank that gave the most appropriate car loan. Where and how to apply for Vakıfbank vehicle loan?

Within the scope of the campaign, Vakıfbank launched a vehicle loan campaign for people who want to buy both new and second-hand vehicles. As part of the campaign launched, the interest rate on car loans was reduced to 1.50 percent.

your credit;

  • In equal monthly installments,
  • 3-month grace period in equal monthly installments,
  • 3 monthly installments,
  • The last installment is balloon payment,
  • You can pay it back in variable installments.

Campaign Conditions:

  • For automobiles with an automobile insurance value exceeding 120.000 TL, a loan of 120.000% can be extended for the portion up to 70 TL and 120.000% for the portion over 50 TL.
  • Loan maturity is 120.000 months for vehicles with an automobile insurance value of 60 TL (inclusive) or less, 120.001 ​​months for vehicles with 300.000-48 TL (inclusive) loan terms, 300.001 months for vehicles with 750.000-36 TL (inclusive) credit terms, and over 750.000 TL For vehicles, the maturity of the loan cannot exceed 24 months.
  • There is no life insurance obligation.

For income documents Click here.

Example Installment Amount Table:

CREDIT AMOUNT MATURITY INTEREST RATE (MONTHLY) INSTALLMENT AMOUNT
50.000 tbsp 60 MONTH 1.50% 1.369,60 tbsp

Interest Cost Table:

2. HAND VEHICLE LOAN CAMPAIGN FEES TO BE COLLECTED (TL) COST RATIOS (%)***
Loan Amount Maturity (Month) Interest Rate (Monthly) Credit Allocation Fee** Movable Pledge Facility Fee Effective Annual Interest Rate***
50.000 tbsp 60 MONTH % 1.50:XNUMX* 250,00 tbsp 24,82 tbsp 24,1827%

Features of Vehicle Loans for Used and New Vehicles

  • According to the statement made by Vakıfbank, for automobiles with an automobile insurance value exceeding 120.000.-TL, 120.000% for the portion of 70.-TL and 120.000% for the portion above 50.-TL.
  • Loan maturity is 120.000 months for vehicles with an automobile insurance value of 60 TL (inclusive) or less, 120.001 ​​months for vehicles with 300.000-48 TL (inclusive) loan terms, 300.001 months for vehicles with 750.000-36 TL (inclusive) credit terms, and over 750.000 TL For vehicles, the maturity of the loan cannot exceed 24 months.
    There are repayment options in monthly, quarterly or variable installments with maturities up to 60 months.
  • It is made available to real persons with a definite and regular income and positive intelligence.
  • The vehicle pledge is taken as collateral. In addition, if deemed necessary by the bank; surety, real estate mortgage or cash-deposit-currency deposit pledge can be requested.
  • The age of the automobile can be maximum 03 for loans with a maturity of 36-8 months, and a maximum of 37 for loans with a maturity of 60-5 months.

Where and How to Apply for Vakıfbank Vehicle Loan?

People who want to take a loan to buy a car can visit the closest Vakıfbank branch to apply for a Vakıfbank vehicle loan and fill out a car loan application form, or they can also apply for a car loan online through the Vakıfbank internet branch.

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