Referring to the loans, it is impossible not to mention the name Doctor Dong. This is considered one of the reputable financial support apps that are very popular nowadays. The following article will introduce more details about Doctor Dong and also give you specific information to consider before taking credit, stay tuned!
What is Doctor Dong?
Doctor Dong is an application/web or plain English application owned by LGC Financial Consulting Co., Ltd. This LGC company is in the field of providing short-term online lending services in Vietnam. LGC was born in 2015 and is a strategic partner of many large companies such as Van An Phat Trading and Service Company Limited.
Doctor Dong is not a direct lender or payment unit to customers. This app is solely in charge of receiving loan applications and connecting borrowers with reputable credit institutions. Currently, the professional lending financial partner with which Doctor Dong is collaborating is Van An Phat Company.
To contact Doctor Dong, you can contact the following information:
• Helpline support phone number: 1900 636 072.
• Email the customer contact support advisory: hotro@doctordong.vn.
• Doctor Dong's official website: https://doctordong.vn/.
Is Doctor Dong Legal?
Doctor Dong is owned by LGC, a finance company with full legal business license. The company has tax code 1201503076 and its address is 3rd floor, Lot C, Building 27B Nguyen Dinh Chieu, Da Kao, District 1, City. Ho Chi Minh.
To learn more about the legality of the company, guests can also call the direct helpline – 08 7300 6679. Doctor Dong's staff always enthusiastically advises customers.
Operating since 2015, Doctor Dong has successfully received and supported thousands of customer applications so far. All document retrieval activities and customer contact with paying support parties are handled by Doctor Dong in an open and transparent manner.
Issues related to debt such as payment term, interest rate are clearly regulated in the contract with this application. In addition, Doctor Dong always offers a good interest rate within the permission of the State.
Some customers may have mistakenly thought that Doctor Dong is a black app because the payment amount is different from the loan application amount. This is usually because, after reviewing the records, Doctor Dong realizes that the client has a low credit score and is unable to pay the maximum amount. This is not illegal at all, as each organization will regulate the pay level differently.
Bronze Doctor Loans
Thanks to Doctor Dong and many loan packages with good interest rates, many customers have solved their financial difficulties. In addition to interest rates, Doctor Dong is also famous for super fast application approval with simple procedures. Doctor Dong's loan terms are highly transparent with flexible loans making it easy for customers to choose. In addition, many borrowers considering using Doctor Dong should not miss the information below.
Maximum and Minimum Credit Amount from Doctor Dong
The maximum loan amount that Doctor Dong can provide is VND 10.000.000. The minimum loan amount provided by Doctor Dong is VND 500.000. If customers are borrowing for the first time at the time of application, they can only borrow up to VND 4.000.000, but they are usually encouraged with 0% interest and free service. If a first-time borrower has a history of timely repayment, Doctor Dong will increase the loan level for the next time.
What is the Doctor Dong Loan Interest Rate?
Doctor DongThe current interest rate provided by 's is between 12% and 20% per annum with some service fees and system maintenance. As mentioned above, first-time borrowers usually have 0% interest rates and service fees.
For example, for customers who will borrow Doctor Dong for the first time: For example, you borrow 500.000 VND for the first time and pay the payment approximately 1 month after the contract was signed. At that time, the interest is 0, free for the service, that is, pay as you use, so the total amount to be paid is the original 500.000 VND borrowed.
For the second time borrower, compared to the first time, the loan amount for the next time will increase many times, probably up to 10 million VND. For the second loan, Doctor Dong earns interest at only 10,95% to encourage borrowers to continue using the service. Although the credit limit may increase in the future, customers can take out a large loan to solve their problems.
For example, for customers who re-borrow for a second time, the second time you borrow is VND 5.000.000 and 2 months from the date of signing the contract there is a service charge of VND 14/month with 200.000%/year interest rate. The total amount you have to pay is VND 5.900.000.
Loan due date
The payback period for the Doctor Dong application is currently from 3 months to 1 year. Usually, before each refund period, Doctor Dong sends a notification to customers via SMS or Email.
Customers must be careful to repay on time to avoid bad debt, lowering credit score, and having difficulty continuing to borrow money from any financial institution.
Questions About Borrowing From Doctor Dong
How long is Doctor Dong's loan approval period?
Doctor Watch approves the application within 24 hours after the customer sends the application to the application.
Are there any penalties for early loan payments?
No, Doctor Dong does not require payment of a penalty for early repayment, so customers can repay the loan before the maturity date at any time from the time the loan is disbursed.
What if I paid but Doctor Dong didn't receive it?
Customers who are aware of the debt even though the debt has been paid should contact Doctor Dong at the earliest via Hotline: 1900 63 60 72 or Email: hotro@doctordong.vn. When contacting, be sure to submit the invoice/Credit Payment receipt or a photo of the invoice provided by the paying partner or bank.
What documents does Doctor Dong's loan application contain?
Doctor Dong provides maximum support for customers, so anyone who borrows money only needs a photo of their ID card or citizen ID card.
What are the conditions for getting a loan from Doctor Dong?
To borrow money on the Doctor Dong app, customers must be Vietnamese, between the ages of 20 and 60, and have a stable income to repay the loan.
In which province can I apply for a Doctor Dong loan application?
So far, most of Doctor Dong's clients will be people working in cities such as Hanoi, Saigon, Da Nang, Can Tho, Dong Nai, Binh Duong, and Vung Tau. From now on, Doctor Dong will grow rapidly.
How to borrow money from Doctor Dong?
When applying for a loan for the first time, you need to visit the official website, then select the “register now” section, and then fill in the information completely and correctly. They will then approve the loan, so the borrower needs to prepare a card and ID card as well as a buyer's account to complete the registration process.
When will I receive the money I applied for?
Normally, the successful payment application is approved and the money is returned after only 5 to 10 minutes. When paid, borrowers may receive a message with the loan confirmation message and a notification from Doctor Dong that the money has been credited to the account.
Source: https://vaytienmat24.com/
