Public Banks Announced 4 Different Credit Packages! Housing, Automobile, Holiday Loan Rates

Four new credit packages are launched by public banks in order to meet the financing needs of citizens under favorable conditions for the transition to the normalization process and the revival of social life.

Ziraat, Halkbank, Vakıfbank came the biggest loan package in the history of the Republic.

Here are the new vehicle, automobile and other loan interests…

RESIDENTIAL CREDIT INTERESTS ...

In the purchase of first-hand / new or second-hand housing, financing will be offered with a low interest rate and a term of up to 12 years, with a grace period of up to 15 months.

The statement made by the banks said:

3 THOUSAND OVER 750 THOUSAND 500 THOUSAND XNUMX METROPOLITAN

“The amount of loans that can be given per customer is limited in order to benefit from this historical facility. In our three major cities (Istanbul, Ankara and Izmir), a loan of up to 750 thousand TL for residences to be subject to credit and up to 500 thousand TL for other cities will be available. A low equity / down payment rate will be applied starting from 10 percent in loan utilization.

FIRST HAND HOUSING 0,64 INTEREST RATE

In this context, for first hand / new houses, azami Financing will be provided with a grace period of 12 months, a maturity of up to 15 years and a monthly interest rate of 0,64 percent.

SECOND HAND HOUSING 0.74 INTEREST RATE

housing loan

housing

COMMERCIAL VEHICLES WILL BUY

Individual / corporate customers who will purchase zero km passenger cars (including motorcycles) or commercial vehicles from domestic production contracted companies will be offered vehicle loans with a monthly interest rate of 0,49 percent-0,69 percent, depending on the agreements made with the companies.

SECOND HAND PASSENGER VEHICLE 0,82 INTEREST

Individual / corporate customers who will buy second-hand passenger cars (including motorcycles) or commercial vehicles will be offered vehicle loans with an interest rate of 0,82 percent. Azami 6 months grace period total azami In 60 Months Second Hand Passenger Car and Commercial Vehicle Loans azami limit will be 150 thousand TL.

Loan amount will be calculated over own funds / equity / foreign resources and vehicles up to 7 years old will be credited.

Applications for the vehicle loan package will be made from 5 June.

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FURNITURE, ELECTRONIC, WHITE GOODS

In addition to financing the social needs of individual customers under appropriate conditions, in order to support the domestic production of furniture, electronics, white goods, home paint-ceramic-door and window systems, home textile, dowry and bicycle sectors; Agreements will be made with domestic production companies and a minimum of 3 thousand TL, azamwith a loan amount of 30 thousand TL and 6 months gracezami 60-month maturity, 0,55 percent monthly interest rate will be offered to finance.

In order to meet the needs of individual customers for furniture, brown small household appliances, home paint-ceramic-door and window systems, home textiles, dowry and bicycles from domestic production companies other than contracted companies; minimum 3 thousand TL, azami 30 thousand TL loan amount 6 months grace period against invoice azamWith a maturity of 60 months, a monthly interest rate of 0,82 percent will be offered.

Applications for the Social Support Loan Package will be made on June 5th.

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SUPPORT FOR HOLIDAYS

In order to support the tourism sector, in addition to providing the financing needs of retired and working customers who want to spend a holiday and receive a salary through the relevant bank, under the appropriate conditions; Customers who apply for holiday packages to travel agencies that will make agreements with banks will be offered financing under favorable terms with a 10-month grace period of up to 6 thousand TL.

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The first and second installments of the loan will be paid by the relevant firm and the bank; installments of customers will start after 1 months. In this context, the interest rate of the loan to be used by customers corresponds to 2 percent monthly.

Agreements with travel agencies will be made, and through agreements, citizens will be able to purchase their holiday packages, credit cards for 3 months without payment, followed by 15 installments for a total of 18 months in advance, with no interest. The companies that have signed a merchant campaign agreement will be published on the banks' website.
The application date and channel for the Holiday Support Loan Package will be announced later this week.

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